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Car Report: 2014 Ford Fusion Hybrid offers stylish option to save money at the pump

WASHINGTON — The mid-size sedan segment was always somewhat boring — until Ford and a few other manufacturers decided that a stylish mid-size sedan should and would sell well.

In 2013, Ford decided to release a redesigned Fusion with the good looks of an Aston Martin-like front end and, dare I say, the curves of a family sedan. It really has been a hit for Ford. I see them everywhere. There are at least three in the garage at work.

For 2014, Ford added a lower-priced S trim-level to the Fusion Hybrid, making it three trim levels now with prices starting around $26,200. I spent a week with the mid-level Fusion SE Hybrid, which starts at around $27,200, but mine was loaded with all the toys for $35,555.

You get some nice luxury touches for the extra money spent: options such as very comfortable, heated leather front seats, some large 18-inch wheels and classy- looking ruby red paint. The Fusion Hybrid also comes standard with a good rear view camera and optional active park assist — you control the brake and transmission, and the car will do the rest, parallel-parking for you.

Ford stepped up some of the safety equipment as well, with an optional driver assist package, which includes a blind-spot information system and cross-traffic alert. It makes backing out of a spot easier. The package also includes a lane departure warning, lane-keeping assist and driver monitoring, which will warn that it’s time to take a rest if your driving behavior warrants.

I’m a fan of the adaptive cruise control, where you set a distance and speed and it will keep a safe distance without your input.

I liked driving the Fusion Hybrid; it has plenty of room inside for five people, and it’s a pleasant place to be with nice materials, which wasn’t a strength of the last Fusion. It’s very quiet on the highway, with hardly any road or wind noise. The 2.0 liter, four-cylinder engine and small electric motor combine for nearly 190 horsepower, which is enough power. When you really get on the gas it can be little coarse-sounding in the higher rev range. But let’s face it: You’re buying this for the fuel economy, not for drag racing.

I managed 43.2 mpg for the week in 190 miles of mixed driving. That’s very close to the new EPA rating of 44 city and 41 highway, which was revised downward from the rating of 47 mpg. The Fusion Hybrid will run on electric power only for short distances if you take it easy. The regenerative brakes are a little touchy at very slow speeds, but otherwise better than older hybrids.

Another slight downside of the hybrid system is the loss of trunk space. The batteries are stored there, and that cuts the trunk’s storage space to around 12 cubic feet, for a loss of three or four cubic feet.

I read that some people have trouble with the Ford My Touch system. I found it pretty easy to use, but sometimes it could be a little slow to the touch. I do like how easy it is to use the phone through the system once you pair it with Bluetooth.

The 2014 Ford Fusion Hybrid is a solid choice in the mid-size sedan market for those looking to save some cash at the gas pump and still have some luxury features. The Fusion Hybrid might not be a market leader in gas mileage, but it’s still pretty close, and in a very good looking, five-seat sedan that looks like you spent a lot more than the starting price.

Editor’s Note: Mike Parris is a member of the Washington Automotive Press Association. The vehicles are provided by STI ,FMI or Event Solutions for the purpose of this review.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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