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Burglaries, Thefts From Cars On The Rise In Bethesda-Chevy Chase

Montgomery County Police (file photo)The last few months have brought the traditional summer increase in property crimes to the police district that includes Bethesda and Chevy Chase.

According to 2nd District Montgomery County Police Commander Capt. David David Falcinelli, there were 102 thefts from vehicles in June in the district. Of those 102, 81 came from vehicles that were unlocked.

Falcinelli said there were typically valuable items left in plain view inside the cars in cases in which the vehicles were locked and broken in to. There have been 23 additional thefts from vehicles in July.

“The most targeted items continue to be wallets, purses, cell phones, laptops, glasses and other small valuables. I cannot stress enough the importance of locking your cars and removing valuables and anything that appears to be of value,” Falcinelli wrote in a police update provided by the Bethesda-Chevy Chase Regional Services Center. “While you may not think anything of leaving a laptop case on your front seat, someone that is intent on stealing from cars, especially in darkness, sees that case and thinks there is a laptop inside. They will risk making noise by breaking a window to get into your vehicle.”

Police also dealt with 17 stolen stolen vehicle incidents in June, up from the average of eight per month. Five of the vehicles stolen in June had a spare key that was left inside the vehicle. Faclinelli said thieves used those keys and advised against leaving a spare key in the car. He also said police made two separate arrests of car thieves and there have been no reported stolen vehicles in July.

Other odds and ends from Falcinelli include traffic law enforcement.

Officers from the 2nd District recently won the department’s Commander’s Challenge for issuing more than 1,100 citations in just three weeks to people not wearing seatbelts. The citation fine increased to $83 this year, up from $25.

Falcinelli also reminded drivers that it’s still illegal to hold a cell phone while operating a vehicle, even if a driver puts the speaker phone on.

“The cell phone cannot be in your hand while the car is in motion – period!,” Faclinelli wrote. “As far as texting, if your car is on the roadway, you cannot write, read or send a text message even if you are stopped. Our officers our still enforcing these laws so please share this information with your family members to keep us all safer on the roads.”

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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