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US sending 300 more US troops to Iraq

By WTOP Staff

JOSH LEDERMAN
Associated Press

WASHINGTON (AP) — The U.S. is sending another 300 troops to Iraq to beef up security at the U.S. Embassy and elsewhere in the Baghdad area to protect U.S. citizens and property, officials said Monday.

That raises the total U.S. troop presence in Iraq to approximately 750, the Pentagon said.

The State Department, meanwhile, announced that it was temporarily moving an unspecified “small number” of embassy staff in Baghdad to U.S. consulates in the northern city of Irbil and the southern city of Basra. This is in addition to some embassy staff moved out of Baghdad earlier this month,

Department spokeswoman Jen Psaki said the Baghdad embassy “will be fully equipped to carry out” its mission.

The White House announced that President Barack Obama had directed that 200 troops be sent to reinforce security at the embassy, its support facilities and Baghdad International Airport.

The Pentagon said the 200 arrived Sunday and Monday.

“The presence of these additional forces will help enable the embassy to continue its critical diplomatic mission and work with Iraq on challenges they are facing as they confront Islamic State in Iraq and the Levant,” the Pentagon’s press secretary, Navy Rear Adm. John Kirby, said in a written statement.

Obama notified House and Senate leaders in a letter on Monday of the additional forces heading to Iraq. Officials said they bring a detachment of helicopters and drone aircraft to improve airfield and travel route security in Baghdad.

Obama has ruled out sending combat troops back into Iraq. He said the extra troops will stay in Iraq until security improves so that the reinforcements are no longer needed.

Kirby said another 100 troops, who had been on standby in the Middle East since mid-June, also will move into Baghdad to provide security and logistics support.

That raises to about 470 the number of U.S. troops providing security in Baghdad.

Those forces are separate from the teams of up to 300 U.S. military advisers that Obama authorized for deployment to Iraq earlier in June. Of those 300, about 180 had arrived as of Monday, the Pentagon said. They are assessing the state of Iraqi security forces and coordinating with Iraqi authorities.

The U.S. also has a permanent group of about 100 military personnel in the Office of Security Cooperation, at the U.S. Embassy, to coordinate U.S. military sales.

___

AP National Security Writer Robert Burns contributed to this report.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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