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Report identifies the D.C. area’s worst drivers

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WASHINGTON — It’s a question that can start an instant argument among motorists in the region: Who are D.C.’s worst drivers?

Some would say it’s the drivers in the District itself; others say motorists from Maryland. Still more would nominate Virginians as the worst terrors behind the wheel.

Well, the numbers are in.

AAA Mid-Atlantic announced on Tuesday the results of a Howard University study of the 29,725 crashes in the District in 2012. The research shows that the District’s drivers narrowly edge out Marylanders for the dubious honor of motorists involved in the most accidents in D.C., 37 percent to 33.1 percent.

Virginia motorists were involved in the fewest District accidents, with 13.8 percent.

The remainder came from other states or was unknown. The study included numbers from 2010 and 2011, which showed the numbers staying fairly consistent, though Maryland was slightly ahead of the District in 2011.

John B. Townsend, of AAA Mid-Atlantic, says that the numbers are particularly striking given that nearly three-quarters of the District’s workforce comes from outside the city.

He adds in a statement that the high rate of accidents leads to an average annual car-insurance premium of $1,800, the highest in the region. And all of these crashes have an economic effect: “The estimated economic and societal impact of motor vehicle crashes in the city was just shy of $1 billion in 2010 or $1,659 per capita,” Townsend says.

The survey also found that men got into nearly two-thirds of accidents in the District in 2012.

State No. of Collisions Percentage
  2010 2011 2012 2010 2011 2012
DC 9,556 10,423 11,007 32.8% 35.6% 37.0%
MD 10,853 10,923 9,838 37.2% 37.3% 33.1%
VA 4,024 4,129 4,106 13.8% 14.1% 13.8%
Other 2,386 2,598 2,545 8.2% 8.9% 8.6%
Unknown 2,358 1,188 2,229 8.1% 4.1% 7.5%
Total 29,177 29,261 29,725 100%** 100% 100%

*Source: DDOT and Transportation Safety Data Center at Howard University. **Total does not equal 100 percent due to rounding.

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Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. 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If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. 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