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Tulowitzki, Bautista captains at All-Star HR Derby

By WTOP Staff

PAT GRAHAM
AP Sports Writer

Troy Tulowitzki just hopes no one will hold any grudges when he picks the National League participants for the Home Run Derby at the All-Star Game.

The Colorado Rockies shortstop will serve as captain of the NL side and select the four other members for the derby. Jose Bautista of the Toronto Blue Jays is in charge of the American League.

“To be the captain, I don’t know if that’s something I’m looking forward to because of how tough the decisions are going to be,” Tulowitzki said Monday before the Rockies played the St. Louis Cardinals. “You can’t put everybody that wants to participate on your team. So with that, you open yourself up.

“But, at the same time, I’m honored to be the National League captain.”

The event will be held July 14 at Target Field, the night before the showcase game in Minneapolis.

Bautista is a two-time major league home run champion. Tulowitzki has hit at least 25 homers in three of the past four seasons.

Although the honor was just recently bestowed on Tulowitzki, he’s already mulling over his options. Giancarlo Stanton of Miami is high on his list, especially since he leads the league in homers with 20. Yasiel Puig of the Los Angeles Dodgers is also a consideration.

Tulowitzki may even select teammate Justin Morneau, especially since the first baseman came up in the Twins’ organization and it would be a homecoming.

“That would be neat for him,” said Tulowitzki, who has 18 homers this season. “Obviously, he’s a guy I have a relationship with.”

Given Tulowitzki’s relationship with St. Louis outfielder Matt Holliday, he could be a pick, too. Tulowitzki spent some time catching up with his former teammate before Monday’s game.

Did Holliday lobby to be included?

“I don’t think so,” Tulowitzki said, smiling. “Holliday is just a good friend of mine, someone that I have a great deal of respect for.

“If he wanted to participate, he’d definitely be someone on the list, but he wasn’t (lobbying).”

Tulowitzki is hoping players around the NL reach out to him. Rockies pitcher Brett Anderson, who’s currently on the disabled list, wrote on his Twitter account: “Fingers crossed Tulo picks me for the home run derby!”

He’s listening — and doesn’t want to hear excuses about how the derby may mess up a batter’s stroke.

“You take a look during (batting practice), sometimes I’ll go out there and try to hit a home run on every single pitch,” Tulowitzki explained. “It’s no different from being in the Home Run Derby.

“Those are my thoughts. I don’t really want to entertain that thought, either. You get back on track. And if you’re not doing good, you put some (work in the cage). It’s not because of a Home Run Derby.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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