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Spain out; Netherlands cruising; Africa struggles

By WTOP Staff

JOHN LEICESTER
AP Sports Writer

RIO DE JANEIRO (AP) — The king is dead. The World Cup will have a new champion.

And the Netherlands look increasingly like credible pretenders for that newly vacated crown.

Just like France in 2002 and Italy in 2010, defending champion Spain is going home tail between its legs.

Chile delivered the mortal blow to an uninterrupted 6-year era of dominance for Spain, the European and world champions whose dazzling footballers ran out of puff in Brazil. They were made to look vulnerable last week in losing 5-1 to the Netherlands and then simply plain ordinary in a 2-0 loss to a physical and quick Chilean side.

The Netherlands, 3-2 winners against Australia on Wednesday, and Chile are now both sure to advance to the next knockout round having won their two first matches. They will now play each other Monday to determine which of them tops Group B and avoids a possible encounter with host Brazil in the first knockout game on June 28.

In Wednesday’s evening game, Croatia ensured Cameroon won’t go further, delivering a 4-0 thumping to the African side whose injured star, Samuel Eto’o, didn’t come off the bench. This is shaping up as another tough World Cup for Africa. Only Ivory Coast has won so far — its opener, 2-1, against Japan. It plays Colombia in Group C on Thursday, with the other matches Uruguay vs. England in Group D and Japan vs. Greece in Group C.

With strikers Mario Mandzukic and Ivica Olic both scoring and midfielder Ivan Perisic getting a goal, too, Croatia presents a tough challenge for Mexico in their last Group A match next Monday. Mexico needs at least a draw to guarantee a place in the last 16. In the other Group A match, Brazil should have little difficulty against the feeble Cameroon side that was reduced to 10 men after 40 minutes against Croatia when Alex Song was shown red.

At the Maracana Stadium in Rio de Janeiro, fevered Chile fans yelling “It’s over! It’s over!” taunted Spanish supporters, some of them in tears, bitterly contemplating the end of an era for one of football’s greatest ever teams. Its success — back-to-back European titles and the World Cup in 2010 — has provided succor in brutal economic times for Spaniards.

“The only happiness we’ve had in recent years has been football,” said Beatriz Corral, who came to Rio from Madrid to cheer for Spain. “Now the crisis is complete. We don’t have bread or the circus.”

Demolishing Spain last week showed the Dutch can be spectacular. Toughing out a come-from-behind 3-2 victory against Australia showed them to also be resilient and cool under pressure — vital qualities for the knockout rounds.

Arjen Robben opened the scoring for the Netherlands before Tim Cahill brought the sides level a minute later with a stunning volley, one of the best strikes so far in the tournament that has seen 60 goals in 20 games.

Mile Jedinak then converted a 54th minute penalty and Robin van Persie equalized for the Netherlands with his third goal of the tournament. A goalkeeping blunder by Maty Ryan then handed substitute Memphis Depay his first international goal, the winner for the Netherlands.

With no points from its first two games, Spain will play only for pride when it meets Australia — also winless in its first two games — in their last match Group B match.

Then it will be “adios” and a return home to the inevitable post-mortem of how a team that played like clockwork in defending its European title two years ago could fall so far, so quickly.

In Brazil, the advancing age of key players, grievous mistakes from captain Iker Casillas and others, and coach Vicente del Bosque’s failure to read the writing on the wall fatally threw the Spanish machine out of gear.

Spain’s demise was also a reminder of how difficult it is to retain the World Cup and for coaches to keep teams fresh and motivated in the four-year gap between tournaments.

Only Italy — winners in 1934 and 1938 — and Brazil –champions in 1958 and 1962 — have won back-to-back World Cups.

Del Bosque came to Brazil with a goalkeeper, Casillas, who is no longer undisputed No. 1 at his club, Real Madrid, with a midfield playmaker, Xavi Hernandez, who at 34 is passed his peak, and with a new striker, Diego Costa, who has been a major disappointment, not finding the net once.

“We have no excuses,” said del Bosque. “We were too slow, timid from the start today. It’s a sad day for all of the players. Time to think about the future.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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