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Washington, Blanchett accept Women in Film awards

SANDY COHEN
AP Entertainment Writer

LOS ANGELES (AP) — Kerry Washington stepped back into the spotlight for the first time since becoming a mom last month to accept an award from Women in Film.

The “Scandal” star, along with fellow actresses Cate Blanchett, Eva Longoria, Rose Byrne and “Frozen” writer-director Jennifer Lee were honored by the nonprofit group Wednesday for their career achievements.

Actress Tracee Ellis Ross hosted the dinner ceremony at the Century Plaza Hotel.

“Last year, Women in Film turned 40,” she said, “so that makes us 34 on IMDB.”

Washington and Blanchett each said women must be willing to take risks and reveal imperfections to tell authentic stories about their experiences.

“When we step up for ourselves, we create opportunity, whether it’s because we inspire other people or we employ other people,” said Washington, who gave birth to a daughter in May. She thanked past winner and “Scandal” creator Shonda Rhimes, who presented Washington with the Lucy Award, for developing dynamic and diverse female characters and giving women a chance to soar on both sides of the camera.

Blanchett said women need to overcome the fear that they can’t fail.

“A creative career is only as good as the risks you take with it,” she said. The two-time Oscar received the Crystal Award, which recognizes those who’ve helped to expand women’s role in entertainment, from actress Laura Dern.

Longoria accepted the Norma Zarky Humanitarian Award from actress-writer-director Lake Bell, who described her as “a truly huge-hearted, great lady in a very small, sexy and sassy package.”

Longoria said she learned about compassion from her older sister, Lisa, who has special needs. Longoria recalled that when Lisa was in high school, someone stole her letterman’s jacket. Fuming, Longoria wondered who would do such a thing. “Someone who must have been cold,” Lisa suggested.

“I am the woman I am today because she is the woman she is,” Longoria said.

Byrne was recognized as the Max Mara Face of the Future. The 34-year-old star of “Neighbors” and “Bridesmaids” said she was humbled to be recognized, noting women’s ongoing underrepresentation in Hollywood.

“It’s a powerful business we’re in, with a loud voice,” she said. “It’s imperative we realize women are consumers just as much as men, and have our stories told and audiences embraced.”

“Frozen” star Kristen Bell presented Lee with the Dorothy Arzner Directors Award. Lee wrote and co-directed the Oscar-winning musical that has become the fifth-highest grossing film of all time. She thanked Walt Disney Animation chief John Lasseter for making her the first woman to direct a feature for the studio.

“Female characters,” she said, “if done with authenticity… can get a whole world to come see them.”

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Follow AP Entertainment Writer Sandy Cohen at www.twitter.com/APSandy .

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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