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Nadal loses Halle opener to German wild card

CIARAN FAHEY
Associated Press

HALLE, Germany (AP) — Rafael Nadal was knocked out in the second round of the grass-court Gerry Weber Open on Thursday, losing 6-4, 6-1 to German wild card Dustin Brown.

“I didn’t play,” Nadal said. “That can happen when you play an opponent like this. But I don’t want to talk about the opponent.”

Brown, the world No. 85, broke Nadal’s serve at the fifth attempt to win the first set, and he pulled off two audacious lobs in succession to break the Spaniard again early in the second.

Nothing Nadal tried seemed to work in his first match since winning his ninth French Open title. He had a first-round bye at Halle, where he was the top seed.

“The only way I could have tried to do more was resisting with my serve, something I hadn’t practiced a lot these days,” said Nadal, who was unnerved by Brown’s unpredictability.

“For the first four games he didn’t put any returns on the court and then suddenly he was playing winners from the return, so it’s difficult to analyze these kinds of matches. The only thing I can do is keep working the way that I did the last three days, because I came here, I tried hard, I tried my best.”

Brown became the lowest ranked player to beat a world No. 1 since 2008, when No. 98 Mardy Fish beat Roger Federer at Indian Wells.

“I never played against a world No. 1 before, never played him before, so this is just crazy for me,” the player with the distinctive dreadlocks said.

Brown said it was too soon to consider he will face compatriot Philipp Kohlschreiber in the quarterfinals.

“I haven’t thought about that at all yet. I’m going to enjoy this,” Brown said.

Federer began his preparations for Wimbledon by coming from behind to beat Joao Sousa of Portugal 6-7 (8), 6-4, 6-2.

Sousa saved all five break points he faced before taking the first set in a tiebreaker, but the second-seeded Federer raised his level in the next two sets to win the second-round match and move into the quarterfinals.

“It was important to stay calm, and actually it gives me more confidence winning this way than maybe just 6-4, 6-4 and you don’t quite know what is going on,” said Federer, who acknowledged he was worried after losing the first set.

It was the seven-time Wimbledon winner’s first match since losing in the fourth round at the French Open to Ernests Gulbis. He also had a first-round bye in Halle, where he is a six-time champion.

He will next play Taiwan’s Lu Yen-hsun, who defeated Croatia’s Ivo Karlovic 7-6 (2), 7-6 (3).

Steve Johnson is through to the quarterfinals after Teymuraz Gabashvili pulled out of their second-round match with a right knee injury. The American lined up fourth-seeded Kei Nishikori on Friday.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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