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GO FIGURE: Ga. GOP primary nearly $30 per vote

BILL BARROW
Associated Press

ATLANTA (AP) — Winning votes isn’t cheap.

The first round of Republican Senate primary voting in Georgia cost seven campaigns and outside groups at least $29.17 per vote. The two candidates who led in spending — businessman David Perdue and Rep. Jack Kingston — still have two months of campaigning before a July 22 runoff.

By comparison, the candidate who won the Democratic primary, Michelle Nunn, got a bargain. She spent just $11.87 per vote.

The cost-per-vote is based on an Associated Press analysis of spending disclosures by the campaigns and independent groups that poured millions into a nationally watched contest that will help determine which party controls the Senate in the final years of President Barack Obama’s administration.

For perspective, total presidential campaign spending in 2012 added up to around $17 per vote based on general election turnout. Presidential turnout is typically the highest of any election, while primaries in midterm election years are the lowest. The Georgia figures highlight the large sums being spent and the low voter participation that money has yielded.

Total spending in the Georgia Republican primary topped $17.5 million — at least $13.2 million by the candidates’ campaigns and the rest by outside groups like the U.S. Chamber of Commerce and various super PACs trying to elect or defeat particular candidates. Those totals do not include what the candidates may have spent in the final weeks of the campaign but haven’t yet disclosed through the Federal Elections Commission.

Almost 604,000 of about 5 million active voters — those who are registered and have cast ballots in recent elections — cast ballots in Georgia’s Republican Senate primary.

Either Perdue or Kingston will face Nunn in November. Republicans need to hold the Georgia seat as they try to pick up six seats nationally to reclaim a Senate majority.

Certainly, voters don’t make decisions exclusively on the expensive television advertising and targeted mail or phone calls. But it’s likely no coincidence that Perdue and Kingston were the biggest spenders and the most dominant television presence in a state with 10 million residents.

Perdue’s campaign spent $3.9 million through the end of April, about $2.4 million of that coming from his personal fortune. He led the field with 30 percent, at a cost of $20.97 per vote for his campaign — $13.18 per vote out of his own pocket. Another half-million in super PAC spending pushes the total to $23.75.

Kingston outspent Perdue and got 26 percent. His $4.3 million effort cost $27.79 per vote, and almost $1 million in advertising from the national chamber pushed the total to $34.19.

Of course, as much as money matters, it doesn’t always predict the outcome.

Third-place finisher Karen Handel was the most efficient spender of the major Republican candidates, drawing 22 percent of the vote at a cost of $5.29 per vote and $6.13 if adding independent group spending on her behalf.

On the other end of the efficiency spectrum, Rep. Phil Gingrey spent $2.6 million to get 10 percent of the vote. His price: $42.80 per ballot. Of course, Gingrey also had to contend with biggest onslaught from an outside group. Ending Spending Action Fund, led by TD Ameritrade founder and billionaire conservative activists Joe Ricketts, spent $1.76 million hammering Gingrey.

By themselves, the Chicago Cubs owner and his group injected almost $3 per GOP voter in the race — more than he’s paying his two catchers combined.

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Associated Press writer Seth Borenstein in Washington contributed to this report.

Follow Bill Barrow on Twitter @BillBarrowAP.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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