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For mass transit, the future is expansion

WASHINGTON — From Maryland to Virginia, mass transit plays an important role in getting cars off local interstates, and could play an even bigger role in the coming years.

Virginia Railway Express and Maryland Area Regional Commuter officials briefed the Transportation Planning Board on Wednesday about what riders should expect over the next 25 years.

VRE CEO Doug Allen says the agency is looking to add more tracks, longer train cars, bigger platforms and more trains each day.

“We have a long-range plan to build a third track along the CSX lines from Spotsylvania to the District of Columbia. About 50 percent of it is done or under construction right now. It’s a key part of adding capacity to operate more trains,” says Allen.

“Being able to run more trains, we can add more trains to our schedule. We can reduce the time between trains at stations; we could add mid-day service or more service later into the evening.”

A VRE report finds that trains reduce delays by up to 20 percent on I-66 and I-95 in Northern Virginia, and if ridership were to double, delays along the two interstates would go down another 14 percent.

VRE also could add new service from Gainesville to Haymarket. They’ll study how to provide the service and are talking with Norfolk Southern, which owns the tracks. Allen says he hopes service to Haymarket could happen before 2020, which he believes could relieve more congestion on I-66.

VRE will add new rail cars to make longer trains. It will also lengthen platforms, and add a second platform at some locations. The Northern Virginia Transportation Authority allocated money for new rail cars last year.

“Our locomotives have the ability to pull 10 cars. But the longest train we have now is an eight-car train. We have some six- and seven-car trains. If we just had more cars, we can connect them to the trains we currently have and add capacity, make those trains longer and carry more people,” says Allen.

Metro is also facing a similar situation — it’s due to receive 528 new 7000- series rail cars over the next five years, which will ensure that each rush-hour train has eight cars rather than six cars. On Thursday, the Metro Board of Directors will vote to approve a long-term capital budget that will help fund testing on the current cars.

MARC will also be getting new rail cars to make longer trains. The agency laid out a strategy through 2050 in a separate presentation.

“We’re going to get an additional 16 bi-level cars that will be in service over the next year. So we’ll be able to add passenger cars to the existing train service and increase the number of seats for riders,” says Diane Radcliffe, director of planning and programming at the Maryland Transit Administration.

In the long term, MARC is looking toward building more tracks and add more off-peak, counter-commute and weekend service.

Last December, MARC introduced weekend service on the Penn Line and it says the ridership has been good.

MARC also hopes in the next 15 years to run some express trains between Baltimore and Washington, and also connect MARC with the Baltimore Red Line and, from Perryville, to Philadelphia’s SEPTA Line. After 2030, MARC says, it’ll plan to provide service to L’Enfant Plaza and link up with a seamless trip to VRE on a single trip.

VRE will aim to add a third and fourth track on the Fredericksburg and Manassas lines, but also concentrate on the choke points. One such spot is at the Long Bridge, which trains use to cross the Potomac from Arlington into the District.

“It is the limiting point in dispatching the trains. It is a major choke point. It is a solid bridge, but it’s only a two-track bridge. What we’ve been doing with the D.C. Department of Transportation is looking at options for expanding that bridge, whether that’s replacing it with a four-track bridge or building a second two-track span next to it,” says Allen.

“But that’s where we are all really focused on, because that’s where the whole network goes down to two tracks. So if we can get it to three to four tracks, it will make trains move much quicker.”

Transit advocates agree this work is necessary, arguing that traffic will never be free-flowing on 66, 95, or 270, but making Metro, MARC and VRE able to handle more passengers will produce benefits for commuters in cars.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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