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New area restaurants to check out

By WTOP Staff

A couple of pieces of fast-casual restaurant news and a new location for Dino make up this edition of the new restaurant roundup.

Bread Furst: This bakery from longtime D.C. baker Mark Furstenburg opened Monday in Van Ness, offering a range of baked goods and breakfast, lunch and dinner options in Northwest D.C. The location, at 4434 Connecticut Ave. NW — next to a car wash — has been in the works for the past few months as Furstenburg got the project off the ground with the help of several participants in an apprenticeship program. Furstenburg founded the Marvelous Market chain before selling it to Thompson Hospitality; more recently, he ran BreadLine in D.C.

ShopHouse: ShopHouse, the Southeast Asian, fast-casual restaurant from the team behind Chipotle, will open its Chinatown location May 6 at 710 Seventh St. NW. It’s the fourth Washington-area location of the restaurant, which also has spots in Georgetown, Dupont Circle and Bethesda. Look for wok-fried kale with chili vinegar, a new item that will be a seasonal replacement for the restaurant’s traditional broccoli topping.

Dino’s Grotto: The next generation of Cleveland Park favorite Dino, which closed in February, will open in D.C.’s Shaw neighborhood May 15. The two-level restaurant will include a 14-seat bar along with a communal table on the lower level and a 40-seat dining room and 10-seat wine bar upstairs.

The menu brings more casual Italian fare to the new neighborhood of owners Dean Gold. and Kay Zimmerman. There are deviled eggs with roe and anchovy/sriracha aioli, panini sandwiches served with house-made pickles, and the decadent Dino burgers — in beef, veggie or lamb. Holdovers from Dino include pork meatballs and “East Coast Cioppino,” among other items.

Paul Bakery: This one’s further down the line, but count Paul Bakery among the restaurants that have signed on to the new Lot 31 development in downtown Bethesda. Paul, a French bakery concept whose local expansion is directed by Capital Restaurant Concepts, will join Silver, a higher-end concept from the owners of Silver Diner, and PassionFish from the Passion Food Hospitality group, at the development at the corner of Woodmont and Bethesda avenues.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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