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An American has MERS: Where did virus come from?

MIKE STOBBE
AP Medical Writer

NEW YORK (AP) — Health officials breathed a sigh of relief Monday that the first U.S. case of a mysterious viral illness has not spread. An investigation continues into how the patient became infected and where the MERS virus came from.

WHAT IS MERS?

MERS stands for Middle East Respiratory Syndrome. It is a respiratory illness that begins with flu-like fever and cough but can lead to shortness of breath, pneumonia and death. Experts have been concerned about it partly because it is caused by a virus that comes from the same family as a bug that causes Severe Acute Respiratory Syndrome. SARS is a terrifying infectious illness that emerged in Asia in 2003 and caused more than 8,000 cases and nearly 800 deaths before waning.

WHERE DOES MERS COME FROM?

The first cases were identified in 2012 in Saudi Arabia. Since then, as many as 400 or more cases of the illness have been reported, including more than 100 deaths. All reported cases to date have been linked to the Arabian peninsula — they either occurred there, or were diagnosed in people who traveled from there. Last week, health officials announced that a man who had traveled from Saudi Arabia became sick in Indiana; he was the first case seen in the United States. Some scientists think the virus that causes MERS first spread to humans from camels, but research is ongoing to confirm its origins.

HOW DANGEROUS IS IT?

Not everyone who is infected with the MERS virus gets sick. But of those that do, nearly a third die, health officials estimate. That makes it much more deadly than more conventional infectious diseases such as the flu. There is no cure or vaccine for MERS. However, most deaths have been people already weakened by other health conditions. The U.S. patient has been improving and is expected to go home soon, health officials said Monday.

HOW CONTAGIOUS IS MERS?

Fortunately, it is not highly contagious — person-to-person spread of the disease has been seen only in close contacts, like family members or health care workers who care for an infected person. On Monday, officials said no infection has been detected in people who sat close to the U.S. patient during his travel from Saudi Arabia to Indiana or in the hospital where he’s been treated. But it can take up to two weeks for someone to become ill after infection, so health officials continue to monitor the situation.

HOW WORRISOME IS THE U.S. MERS CASE?

In this age of jet travel, any person — and the viruses he or she is carrying — can move across the world in a matter of hours. MERS cases have turned up in Europe and Asia, and experts figured it was only a matter of time before one appeared in the United States. They also say they would not be surprised to see others. Scientists are more worried that the virus might mutate to become more infectious, or that a new center for infections — outside the Middle East — might emerge. Fortunately, neither has happened.

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Online: http://www.cdc.gov/features/novelcoronavirus/

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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