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2016 campaign checklist: Perry

WILL WEISSERT
Associated Press

AUSTIN, Texas (AP) — A look at Texas Gov. Rick Perry’s preparations for a potential 2016 presidential campaign:

Nondenial denial: “I don’t know whether I’m going to run for the presidency. I’m going to spend the time in preparation,” Ohio, April.

Book: Not since 2010.

Iowa visits: Yes, third trip since November coming up: He’s to campaign for Gov. Terry Branstad in late spring. Visited Des Moines suburbs and Davenport in February, meeting GOP activists and attending an event with business leaders sponsored by Koch brothers’ Americans for Prosperity. Met Branstad and addressed Des Moines crowd of 400 in November.

New Hampshire: No.

South Carolina: Yes, spoke to state GOP in December. Also visited in August to raise money for Gov. Nikki Haley’s re-election campaign. This is the state where he announced his failed presidential campaign, in August 2011, and where he dropped out, in January 2012, two days before its primary.

Foreign travel: Yes, has visited Israel numerous times including an October trip that included a photo op with Prime Minister Benjamin Netanyahu, meeting Cabinet members, and a separate stop in London to see British officials and financial leaders.

Meet the money: Yes, very friendly with major donors nationwide as former head of the Republican Governors Association, and has strong contacts with both grass-roots activists and mainstream GOP donors from his years in office. Since announcing last summer he won’t seek a fourth full term, has had more time to work the phones privately. Also has led many job-poaching missions in big states with Democratic governors and met privately during those trips with key donors, especially in New York and California.

Networking: Yes, spoke at the past two Conservative Political Action Conferences, as well as its regional meeting in St. Louis in September. Addressed conservative activists at a RedState Gathering in New Orleans in August, mistakenly saying he was in Florida. Job-rob tour in various states helped make connections.

Hog the TV: Raising his profile lately, making several national TV appearances while starring in a flood of media spots in California designed to persuade businesses based there to move to Texas. On “Meet the Press” in May: “I’m going to be across the country talking about red-state versus blue-state policies. Hopefully engaged in a good, thoughtful, winsome conversation about how do we make America more competitive.” Debated health care law on “Crossfire” in September with Maryland Gov. Martin O’Malley, who’s considering running for Democratic presidential nomination.

Do something: “Texas Miracle” job-creation boom saw the state create a third of the net new jobs nationwide between 2003 and 2013, although Texas has disproportionately high percentage of hourly workers earning minimum wage or less. Toyota’s U.S. headquarters is moving to Texas from California, as is Occidental Petroleum’s HQ. Helped muscle new abortion restrictions into law last summer. Challenged the Democratic candidate to replace him as governor, state Sen. Wendy Davis, on the abortion issue by asking, what if her mother had aborted her?

Take a stand: A prominent voice on conservative issues since before the birth of the tea party. Wants to ban all abortion in Texas, relax environmental regulations, boost states’ rights; opposes gay marriage and says the health care law is doomed.

Baggage: “Oops!” Memories of his stumbling and what he now calls “humbling” 2012 campaign, a quick progression from a front-runner to flameout. Deflection: Owns up to his “botched efforts” in last campaign. He’s got a more serious, mature look with dark-framed eyeglasses and more touches of gray for the man long dubbed “Governor Good Hair.” Also a potential drag: a grand jury investigation in Austin into whether he abused power by cutting off state financing for an office of public corruption prosecutors led by a Democrat who refused to resign after being convicted of drunken driving.

Shadow campaign: Created Americans for Economic Freedom in 2013 to raise his profile again, help him test the waters and broadcast ads promoting Republican governors nationwide. Using more than $200,000 left over from the PAC that raised millions for his 2012 campaign, the group was formed with Jeff Miller, a former chief financial officer for the California Republican Party, as CEO. Board members include economist Art Laffer and former House Speaker Newt Gingrich, whose 2012 White House campaign Perry endorsed upon giving up his own presidential bid. That group and public-private marketing fund TexasOne have paid for much of Perry’s domestic and overseas travel.

Social media: Active. One popular tweet was accidental — from his pocket, he said — and consisted of “I.” Followers jumped in to complete his sentence. One offered: “I … really like Obamacare.” (He doesn’t.) Facebook appears staff-generated. Calls himself now simply a politician, though he was still listed on Facebook as a presidential candidate long after he left the 2012 race.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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