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D.C. named one of the 10 most polluted cities in U.S.

WASHINGTON — D.C. is credited with being one of the greenest cities, one of the healthiest cities and one of the wealthiest cities. But a report issued this week shows it’s also one of the most polluted cities.

The 2014 State of the Air report, released by the American Lung Association, ranks the D.C. area eighth out of 277 metropolitan areas for high-ozone days. The Los Angeles area ranked first.

The U.S. Environmental Protection Agency tells WTOP ozone levels in the country decreased 14 percent between 1990 and 2012. Even so, D.C. just moved up on the most ozone-polluted cities list. In 2013, it ranked ninth; in 2012 it was 13th.

Ground-level ozone, also known as smog, is formed by a chemical reaction that happens when air pollutants, such as those found in vehicle exhaust or factory emissions, react with sunlight.

Leyla McCurdy, senior director of health and environment at the National Environmental Education Foundation, says high ozone levels affect our health, and especially our lungs. This is because ozone is not very water-soluble and thus acts as an irritant to lung tissue when it is inhaled, the EPA says.

“Especially for people who have asthma, high ozone days are extremely unhealthy,” McCurdy says.

Of the 9,331,587 people in the defined area of Washington, Baltimore and Arlington, 213,933 children and 651,339 adults have asthma, the ALA says in its report .

Asthma is not the only health effect of ozone. The EPA says high ozone levels are associated with respiratory inflammation, increased hospital admissions and increased daily mortality. Ozone also threatens the health of those with cardiovascular disease, chronic obstructive pulmonary disease and diabetes, the ALA says.

Jim Dougherty, a member of the board of directors for the Sierra Club, says several things can be done to improve the quality of air in the D.C. area. For starters, he says, officials should take a closer look at big sources of pollution, such as coal-burning power plants.

Re-thinking transportation should be another priority, he says.

“This is largely about cars and trucks … The city has made great strides in the last 12 years on promoting pedestrian options and bike paths. And you’ve seen a lot more people in bikes. What we really need to do is get people out of their cars, eliminate free parking and get onto buses and Metro.”

He says the government needs to set stricter rules on emissions as well. The Obama Administration is expected to release rules on carbon dioxide emissions for power plants in 30 days, and Dougherty says the strength of that package will have a lot to do with having clean air.

Dougherty says, “Isn’t it a sad commentary that in the year 2014, 44 years after passing the Clean Air Act, that we still don’t have air in the city that’s safe to breathe?”

The EPA released the following statement to WTOP when asked about the impact of ozone on a city and ways it can be prevented or controlled:

“EPA shares ALA’s concerns about air quality, and the agency is committed to reducing air pollution to protect public health. The Clean Air Act has helped us make remarkable progress in protecting the air we breathe, but we have more to do. The agency continues to work to reduce harmful pollution and protect the health of families across the United States. For example, in March 2014, EPA finalized cleaner fuel and car standards that will yield between $6.7 billion to $19 billion in benefits annually, through reducing health effects such as premature deaths, heart attacks, asthma attacks and hospital and emergency room visits.”

The 10 Most Polluted Cities By Ozone:

  1. Los Angeles-Long Beach, Calif.
  2. Visalia-Porterville-Hanford, Calif.
  3. Bakersfield, Calif.
  4. Fresno-Madera, Calif.
  5. Sacramento-Roseville, Calif.
  6. Houston-The Woodlands, Texas
  7. Modesto-Merced, Calif
  8. Washington-Baltimore-Arlington, D.C., Md., Va.
  9. Dallas-Fort Worth, Texas
  10. Las Vegas-Henderson, Nev., Ariz.

The 10 Most Polluted Cities By Year Round Particle Pollution:

  1. Fresno-Madera, Calif.
  2. Visalia-Porterville-Hanford, Calif.
  3. Bakersfield, Calif.
  4. Los Angeles-Long Beach, Calif.
  5. Modesto-Merced, Calif.
  6. Pittsburgh-New Castle-Weirton, Pa. Ohio, W.Va.
  7. El Centro, Calif.
  8. El Paso-Las Cruces, Texas, N.M.
  9. St. Louis-St. Charles-Farmington, Mo., Ill.
  10. Phoenix-Mesa-Scottsdale, Ariz.

The 10 Most Polluted Cities By Short-Term Particle Pollution:

  1. Fresno-Madera, Calif.
  2. Visalia-Porterville-Hanford, Calif.
  3. Bakersfield, Calif.
  4. Los Angeles-Long Beach, Calif.
  5. Modesto-Merced, Calif.
  6. Pittsburgh-New Castle-Weirton, Pa. Ohio, W.Va.
  7. Fairbanks, Alaska
  8. Salt Lake City-Provo-Orem, Utah
  9. El Paso-Las Cruces, Texas, N.M.
  10. San Jose-San Francisco-Oakland, Calif.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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