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Morning Notes

By WTOP Staff

Tree in bloom near Four Mile Run

Death Sentence Recommended for Torrez — A federal jury on Thursday recommended that former Marine Jorge Torrez be put to death for the 2009 murder of Navy Petty Officer Amanda Jean Snell on Joint Base Myer-Henderson Hall. A judge is scheduled to formally sentence Torrez on May 30. [Washington Post]

Van Doren Picks Up Endorsements — Arlington School Board candidate Nancy Van Doren announced over the weekend that she has picked up the endorsements of the Arlington Education Association PAC, which represents Arlington teachers, and of current School Board member Emma Violand-Sanchez.

Republicans Pick Congressional Nominee — Marine Corps veteran and former congressional staffer Micah Edmund has captured the GOP nomination for congress in the race to replace the retiring Rep. Jim Moran (D). Edmund won 51 percent of the vote in a party convention held Saturday at Bishop O’Connell High School. [InsideNoVa]

Autistic Boy Punished at Randolph Elementary — The mother of a 7-year-old Randolph Elementary student is crying foul after a teacher moved his desk as punishment for bad behavior. The boy has been diagnosed with Autism Spectrum Disorder and his mom is trying to get him transferred to a different elementary school. [WUSA 9]

Wardian Wins Big Sur Marathon — Six days after his impressive Boston Marathon performance, elite distance runner and Arlington resident Michael Wardian has won the Big Sur International Marathon with a time of 2:27:45. Wardian’s time set a record for the 40-and-over age group in the Big Sur marathon and he also set a record for best combined time in the Boston and Big Sur marathons, with 4:51:17. [Santa Cruz Sentinel]

Problems for Potomac Yard Metro — The location of a future Potomac Yard Metro station is in doubt after the National Park Service raised concerns about the station’s visibility from the George Washington Parkway. Changes to the station’s location are expected to cost more than $50 million and delay the project by three years. [WAMU]

Route 50 Courthouse Interchange Update — Several long-term closures associated with the Route 50 Courthouse interchange project have been lifted. Among the routes that have reopened by VDOT are: 10th Street to eastbound Route 50, and Courthouse Road and N. Fairfax Drive to westbound Route 50.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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