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Roads or subways: NoVa officials debate future of transportation

FAIRFAX, Va. –As Virginia transportation officials met to discuss a six-year vision this week, lawmakers and residents debated the role of highways and mass transit for commuters.

How much money should be spent on widening roads, or adding new lanes? How much money should be spent on better Metro and VRE (Virginia Railway Express) service? What role can light rail play? How about bus only lanes to allow buses to bypass traffic?

“In Northern Virginia, unlike any other part of the Commonwealth, adding capacity for mass transit, or enhancing them, is a large congestion mitigator. It can have a big impact on our roads,” says Virginia Transportation Secretary Aubrey Layne.

Each work day, transit advocates say more than 500,000 people ride transit to work, entertainment, shopping, schools and doctors’ appointments in Northern Virginia.

“The investment in transit is the equivalent of one lane on I-66 and I-95 in rush hour. If all of those people were in their cars, the congestion would even be worse than it is today,” says Dave Snyder, Vice Chair of the Northern Virginia Transportation Commission.

VRE has 19,000 daily riders, many of them who could have taken I-95 from Fredericksburg to DC, or from Manassas to DC on I-66.

But board member and Aquia Supervisor Paul Milde says trains are too crowded, making the option less attractive right now. He says VRE needs more money.

“When a train leaves Fredericksburg, by the time it gets to the fourth stop in Woodbridge, the Prince William County riders cannot get a seat on the train. So you can imagine, a lot of people aren’t coming to get on the VRE,” says Milde.

He says with proper funding, VRE could run longer trains, build longer platforms, and fix spots where trains often stop because the tracks narrow. One such spot is over the Potomac River on the Long Bridge, north of National Airport. He adds that it needs to also get more space to store railcars.

“If we could get all the money to do that, we could add five to ten-thousand more people in our capacity. Right now the state portion of funding is very small, about as much as Prince William County, or 30 million dollars a year,” says Milde.

Metro also plays a role in the equation. About two million jobs are located within 1/4 mile of a Metrorail station. But Metro is struggling to just keep up with capacity, rather than expand it. Momentum 2025 hopes to add all eight-car trains during rush hours.

“It’s tough because everybody seems to want to expand Metro here, there and everywhere. The reality is, as the Momentum 2025 document points out, our number one priority is to fix the core of the system. We can only increase capacity to a certain level before the core doesn’t work and the system fails as a whole,” says Fairfax County Supervisor Jeff McKay.

Then, there is also mass transit outside the rail. Arlington is currently examining streetcars. Alexandria is about to launch bus-rapid transit in bus-only lanes. Studies are underway on Route 1 near Ft. Belvoir and Route 7 between Alexandria and Tysons.

“We realize there are areas of the region that are simply not able to be served by rail. This plan will help the bus systems, as well, improve their level of service to customers,” says Snyder.

But how much money these mass transit projects get versus road widening or new interchanges, all depends on complicated equations. Under House Bill 2, passed into law during the 2014 General Assembly, Virginia Department of Transportation (VDOT) must calculate the overall traffic congestion relief that each project would bring across the Commonwealth, rank it, then compare the results. Projects with high scores will be more likely to move forward.

However, what the exact equation is, and how accurate the math will be, is unknown.

How will transit projects compare to road projects? Will the Northern Virginia Transportation Authority or VDOT give them a fair shake when each dole out money in the coming years?

“I think the bottom line is congestion reduction in the most cost-effective way. If that’s Metrorail, it’s Metrorail. If it’s more bus service, it’s more bus service. If it’s more lane capacity on roads, it’s more lane capacity,” says Del. Jim LeMunyon (R-67th District).

“When we designed the rating system for Northern Virginia to make congestion reduction the highest priority, we were agnostic in terms of transportation mode. We weren’t trying to bias it towards transit or road. Let the chips fall where they may.”

This summer, the NVTA (Northern Virginia Transportation Authority) will decide on funding for the next fiscal year and will have to make those key decisions and rate project versus project.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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