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Peter’s Take: Virginia Flunks Ethics Reform

Peter’s Take is a weekly opinion column. The views and opinions expressed in this column are those of the author and do not necessarily reflect the views of ARLnow.com.

Peter RousselotOne of the five most revealing stories of 2013 was the ethics scandal that engulfed the administration of former Gov. Bob McDonnell and his wannabe successor Ken Cuccinelli. In the wake of that scandal, there were high hopes that Virginia would pass meaningful ethics reform in 2014. Sadly, Virginia flunked this opportunity.

Virginia legislators from both parties are responsible for the toothless “ethics reform” legislation that did pass in 2014. Their legislation “tightens conflict of interest rules on themselves just enough to say they did something to clean up Virginia’s soiled reputation.”

What did they do? Why did it do nothing to clean up Virginia’s soiled reputation?

The ethics legislation that passed this year imposes a $250 cap on gifts to Virginia legislators. Sounds good, right? Wrong. The $250 cap applies only to gifts made by registered lobbyists. It does not apply to gifts made directly by any individual or business that is not a registered lobbyist. Thus, the kinds of gifts made to McDonnell and Cuccinelli by disgraced businessman Jonnie Williams (e.g., shopping sprees to New York, Rolex watches, reimbursement for weddings of legislators’ children) are all permitted under the new ethics legislation just as they were before.

In fact, an early analysis of this legislation by ProgressVA showed that if it had been in effect in 2012, it would have prohibited NONE of the 756 gifts made to Virginia’s legislators in that year.

This legislation also “substitutes window-dressing for muscular enforcement by establishing an ‘advisory’ state ethics panel — with no staff or budget — instead of a commission with the resources and authority to investigate alleged violations.”

What role did Gov. Terry McAuliffe play regarding ethics reform this session? Where he had the unilateral power to do it, he put in place a strong ethics reform package for himself, his staff, and state agencies. This executive branch reform package establishes a $100 gift cap without the ridiculous loopholes in the bill passed by the legislature.

Some have criticized Gov. McAuliffe for failing to exercise his power to propose substantive amendments to the ethics bill passed by the legislature. That criticism is unfair. Given the huge bi-partisan support for this legislation, there was no reasonable prospect that the governor could have obtained any significant substantive changes in it.

Conclusion

The legislature thoroughly humiliated itself by what it did. The governor could serve no constructive purpose by heaping further humiliation on top of that.

For this “reform,” the Virginia legislature deserves a bi-partisan grade of “F.”

Give Terry McAuliffe a “B+.”

Peter Rousselot is a former member of the Central Committee of the Democratic Party of Virginia and former chair of the Arlington County Democratic Committee.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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