WASHINGTON – A new job or a healthier lifestyle come with obvious benefits. But the changes could also save money in unconventional ways.

For one, lifestyle changes can lower the cost of life insurance. Quitting smoking, lower cholesterol or weight loss, maintained for more than a year, may be reasons to reevaluate premiums.

The same goes for leaving a potentially dangerous job. Experts say there’s little downside in asking for a reassessment on a policy that’s older than two years. The Wall Street Journal says a man who’s 45 and 300 pounds could cut his premiums in half by dropping 60 pounds.

A woman of the same age could quit smoking and save 60 percent.

WTOP’s John Aaron contributed to this report.