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Bethesda family says derecho still dominates life

WASHINGTON – It’s been nearly a month since a violent storm ripped through the region. For most people, the downed tree limbs have been cleared from the yard and the refrigerator has been restocked.

But for some families, the derecho isn’t over. WTOP talked to a Bethesda family that says it’s still dominating life.

The homeowner, who didn’t want his name used, remembers the night vividly.

His wife was at a high school reunion. He was out with a friend when the derecho hit and he got the call from his teenage son. His son heard a big bang, and scrambled down to the basement with the family’s pets. Then the teen called his father.

When asked what happened the teen simply said, “I don’t know Dad, I’m hiding in the basement and all I know is water is coming in!”

What also came in was a tree. An old growth tree crashed through the roof and obliterated the bedroom of the homeowner’s daughter. His wife says she’s grateful that their daughter was staying with friends that night.

In the first week after the storm, the homeowner said the family was “just literally just trying to clean up, get the glass out of the house, get our belongings, meet with insurance people.” All of that was done without power. The electricity was out for six days.

The homeowner, a businessman, says he understands the gravity of the situation, that Pepco couldn’t possibly get the power back on withnin 24 to 48 hours in a storm of that magnitude.

“Two days, three days, OK. But five, six, seven, days? That’s just excessive,” he says.

But what infuriated him was what he says was the utility’s response to his call that another tree down the street had fallen and was left dangling across power lines. He saw it as a threat to public safety and called on the crews to come as soon as possible. He says he was told since power to that area was out, it wasn’t an immediate threat to safety.

Given his situation, how did he feel about the fact that Pepco’s been granted a rate increase? The increase means customers will pay, on average, $2 more a month.

“I’m not hung up on $2.” he says.

“What’s fair is fair. If they want their money, they should pay penalties” when the outages occur. Otherwise, he says, state regulators ought to hold Pepco responsible.

“Anybody else who doesn’t perform their job gets fired.”

The Public Service Commission, which regulates Pepco, granted the utility an $18- million rate increase on Friday. Pepco had asked for $68 million.

Tuesday, Pepco sent out a news release via email with a statement attached. In the statement, Pepco Regional Vice President Tom Graham said the utilty was “disappointed” with the amount of the increase.

The statement went on to say: “Graham said that Pepco will have to find cuts in other spending categories and questioned the sustainability of the investments in reliability with the level of recovery the PSC has allowed.”

Pepco still has to defend its response to the derecho in a storm performance review before the PSC in September. In August, the PSC will get public reaction in a series of hearings for public comment. On Aug. 7, the PSC will travel to Montgomery County and hold a 7 p.m. hearing at the County Council Office building. On Aug. 8, the PSC will hear from Prince George’s County residents at a 7 p.m. hearing at Prince George’s Community College.

Pepco isn’t the only utility that will have to defend its storm response. Under state regulation, Baltimore Gas and Electric, Potomac Edison and Southern Maryland Electric Cooperative will need to do the same. Click here for a full list of of hearings and dates.

WTOP’s Kate Ryan contributed to this report. Follow Kate and WTOP on Twitter.

(Copyright 2012 by WTOP. All Rights Reserved.)

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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