WASHINGTON – Parenthood might make your life richer, but it won’t do much for your bank account, according to recent data from the Department of Agriculture.

A bundle of joy born in 2010 will cost a middle-income family about $287,000, including inflation, to feed and clothe, including other expenses — but not including the cost of college.

The price tag is up 25 percent from recent years, mostly due to the rising cost of groceries and medical care.

A financial adviser tells CNBC that prudent parents-to-be should practice living on less before the big day arrives.

WTOP’s Bob Kur contributed to this report. Follow WTOP on Twitter.

(Copyright 2012 by WTOP. All Rights Reserved.)